Welcome!

Hi there

I am looking forward to being a part of this journey. I am home sick without a voice, so I am making the most of quiet time to start my investing education. I haven't really invested before, just played around a bit. I have got two properties as well as my own home. I have both of these properties rented, one is negatively geared and one positive. I don't think we have our finances structured properly, so this will be my first goal. I live in Williamstown and I am the Director of my own company, Enhance Solutions, which is based in South Melbourne.  I am looking forward to being a part of a learning community and see this as an exciting adventure.

Cheers

Deb 

Hi All!

We live on a cattle property near Clermont in Central Qld.  I am really interested in securing our financial future to cope with the ups and downs of the agricultural industry.  We currently own 2 houses - one in Gladstone and one at Pimpama.  The one at Pimpama is an NRAS home and is currently positivley geared.  The Gladstone home is negatively geared - we will be looking to sell this home in the next 2 years.
I am really excited about undertaking this journey and see it as a wonderful opportunity to develop my skills.
Thank you so much Steve for sharing your knowledge!
Good luck everyone.
Kelly  

Hi there and thanks for the welcome Steve. My partner and I have a passion for property but are yet to own any! Looking forward to learning from the best in the industry to achieve our financial and charity goals.
Best of luck to all
Cheers
Kimberley

Hi to everyone, Im Cory im 23 ive been working in karratha in wa for the past year. The wages are awesome but u are away from home for 4weeks at a time and then only get 1 week R&R.So while I love the money, im getting into property investing to hopefully over the next 10-15 yrs replace my salary that i am currently getting so I can still be financially free but also be at home more offen. I only have one investment property which is positive after tax that i own with my partner. After completing this training im hopeing that i can break into property investing with focus and confidence in reaching my goal.Im looking forward to what is yet to come.
cheers
cory

Hey. My name is Kong, and I'm a 24 yr old Pharmacist from Ballarat,  passionate about financial education and wealth creation.

I first became interested in investing about 2 years ago, when a friend recommended I read the book 'Rich Dad, Poor Dad' by Robert Kiyosaki.

Ever since then my perspective of the world has changed and I've had an insatiable hunger for financial education.

I am currently heavily invested in Silver and mining shares, and am thinking of cashing out my profits at the end of 2012 to invest in properties and/or a Pharmacy business

Good morning everyone.
My name is Felicity (quite often referred to as Flic) and i am married (to Jase) with 5 beautiful children. We live in melbourne's South east.  I work as an emergency department nurse, whilst my hubby has his own Carpentry business. We have done various property deals and investments over the past few years, some great and some not so great, but have learnt so much. I am looking forward to being a part of this fantastic  new season (Although the size of the manual is a little dawnting as i haven't done any official study for a number of years).  Thanks to Steve and all your team. You guys are "Awesome". 
Have a great day everyone and happy reading!
Flic

My name is Julie and I live in the Dandenong Ranges east of Melbourne.  I have a couple of properties positively geared..and have prattled on about being more involved in property for years.  I work full time at a job I'm comfortable in and haven't yet found 'that thing', or had that 'kick up the butt' moment where I have to get out there and get going.  Too much time spent in my comfort zone.  So here's to changing all that and putting what I know, and learn, into practice!  Thanks Steve for putting this together...Regards Julie

Hi my name is Karen and I live in Karratha Western Australia. I currently have 2 properties both positively geared. I bought my first property when I was 19 so have been interested in property for ... a long time! My partner (Mike) and I own a bookshop which I sold some properties to get into about 5 years ago. My partner works in the mining industry while I manage our bookshop. Havng had a number of properties and then laying dormat for the last few years while I concentrate on the shop, I am getting back into active investing and am kickstarting this with this course. One of the things I hope to achieve is to encourage my 2 stepsons and nieces and nephews to invest in properties. 
We were at this years conference with some friends and found it really good. I mention this because it's extremely helpful to have friends doing similar things that you can talk to or keep each other on track. Whilst we all bought different things at the conference or are doing different things toward financial freedom it is good to have those like minded people around, so if you didn't go to the conference seriously consider it next year.
Anyway thanks to the Property Investing Team but especially thanks to Steve for taking the time and effort to put the course together. I know your time is very precious!! 

Cheers everyone and happy studying, 
 Karen

Hi everyone,

My name is Nikki. It's glad to meet you all here.
Hope we all will experience wonderful time with Steve and by the end of the course we will all become competent and intelligent investors in order to achieve our personal goals.

All the best
Nikki 

My name is Georgia (although everyone calls me Gina). My husband and I are in our 'twilight' working years, hoping to retire in the next 5-10 years.
We have several properties all but one of which is positively geared. The negative one was our very first and has been quite a drain on the purse strings for several years but we were holding on in the hope that it would appreciate.......if only we knew then what we know now!
I am doing this course as a way to 'upsize' our retirement but also to pass on learnings to our two children who are now starting out in the big wide world of employment.
Looking forward to sharing with you all - seems like we have quite a diverse group so talking and sharing will be one of the other benefits of doing a course like this.
Good luck to everyone.... and thanks Steve for being so enthusiastic and passionate
G
 

My name is Sharon, I'm a registered wildlife shelter in Benalla VIC. My husband has recently qualified as a registered builder and I have an 18 year old son and 16 year old daughter. We have never invested in anything before and have a huge amount to learn.
I hope everyone achieves their goals, as we all have  been given an incredible opportunity.

Best  wishes to all and thank you Steve and the team

sharon

I'm Cheryl and live in Tweed Heads NSW. I too am heading into my 'twilight' years and looking to retire very soon. I have 6 IP's in Australia and am currently in Memphis looking for my 5th property over here. I'm doing the course because I know I have done so many wrong things, amongst my right things, with my investments, and I know I can continue to learn.

I did a lot of reading before heading over here but look forward to really 'hitting the books' when I get back. Today I am off to Graceland, tomorrow going to a college football game and to Beale Street to listen to some music.  In between I will be using some of those investing.com priniples to - hopefully -  find another property......

Good luck to us all in our 'student' endeavours

I'm excited to be part of this dynamic group who are out to make a difference to their lives.

My name is Bev and I live in Kensington (Melb).  I jokingly refer to our home as Kensington Palace.  I've had two investment properties in the past which did not prove to be profitable, mainly due to my inexperience and taking advice from non investors.  Since then I've left property investing alone.  That's all going to change now with this course.  My goal is to build up an investment portfolio that will see me able to give up working for an employer and concentrate on things that light up my life.  Between myself and my husband (2nd) we have 7 adult children who are all looking towards property investment and ownership.  It is also my intention in completing this course to be able to offer guidance to our children in their investment endeavours.  There is the possibility of a few JV's with them as well.

This is going to be a great adventure with you all.

Thanks Steve for being so generous with your knowledge.  You are an inspiration!

my name is gavin im 27 and am currently a electrician working in a gold mine west of sydney
 i only just bought my first home and have done minor renos to it im looking at more houses in the area to hopefully get out of the long hours of mine working am looking forward to the knowledge this website and course will bring me
i look forward to learning and perhaps investing with some of you in the future
Gav

My name is Jenny, 31yo doctor with a husband who also shares the passion for financial freedom, and two fabulously cheeky boys 5yo & 1yo.
We currently have 4 properties purchased over the last 5 years.  We've been mostly relying on the generic growth, only doing repairs/updates as requested by tenants.  Hence, all the properties started out negatively geared, then through series of rental increases, became cashflow neutral or slightly positively geared.
I'm really impressed to see that so many people are able to have positively geared properties!!!  I've found that incredibly difficult to achieve while maintaing an LVR of 80%(without the passage of a good few years).  I guess that's what I'm here for!  to learn how to do what previously seemed impossible!  

Hi my name is Carolyn, I live in Ballarat Vic, (hi Kong).  I have a fantastic supportive husband, 4 great kids ages 15, 5, 3, 19 mths.
Have always wanted to use property investing as a way to financial freedom, but never knew where to start,Now I  know I am on the right track this is what I have needed to help me along the way!!
Looking forward to learning as much as I can!!

Hi my name is John and I live in Kalgoorlie WA. I am married and have 2 kids aged 14 and 12. I work as a mine surveyor over here and have done for over 20 years. Time for a change...
We currently have 2 cash neutral/positive properties and just purchased a reno. Hopefully we can get in and out by Christmas. We have also owned 4 properties over the years.I am also doing the Results Mentoring Program.

Looking forward to the course. 

Hi Everyone, My name is Sharon and live in Toorak Melbourne with my darling husband.  Originally from Brisbane Qld, we moved to Melbourne just on 18months ago.  Between the two of us we have four children aged 27 through to 20 and they all are still in Brisbane.  I am looking forward to learning and taking the fear of the unknown out of the property investment area.  Hi Carolyn, I think we sat next to each other at the seminar in Melbourne... Anyway I am here so we can set up a portfolio for our retirement (hopefully in 10 years).
And so the study starts, good luck everyone
Cheers

Sharon

Hello,
my name is Scott and I'm an artist living in Traralgon victoria (one place where steve first started investing in). I have been unable to work for many years, but have just started my first business as a ceramic artist. I'm 35 and haven't started investing yet, but will as soon as I can.

Hi all just wondering how people are going with the study? I answered all the questions in the folder, thinking I had finished and then realised they weren't the formal questions. Now I am working through the 'real' questions. How is everyone going wiht this?

Cheers

Deb 

Hi Deb, good on you. I just finished with chapter 1, I was thinking it should not be hurry as we still haven't had  the course outline. Is there anyone like  me  still waiting for the course outline to be created before we can plan our time and effort with the studying.

Cheers
Nikki

Hi Renee,

Thanks for your advice. I didn't know that the course assessment and its detail was in the Resource Library. I was expecting the course outline from Course Outline tab, I have delayed my studying time quite long waiting for this. Anyway, so generally we have in total 5 assessments for 5 modules, we don't have the deadline for each assessments, however all of them need to be finished and passed within 12 months course period. Please advise if this is correct.

Another question is can you please also confirm the duration of the course, I know I did enrol for the course sometime in Jun when I went to 3 day Mega Conference in Sydney, yet I am not sure when the course officially started and finished. It would be greatly appreciated if you can inform me these detail.

Thanks again
Nikki

Hi my name is Bruce and I am glad to be on this journey with everyone who has elected to improve their knowledge and understanding concerning property investing. What a tremendous opportunity we have to glean a decade of information from Steve and his team - we get to cram 10 years experience into 18 months. It shall require dedication on our part and to support each other through this journey. It is great to improve our lifestyle and set time aside for our passions utilising this course as a vehicle to achieve our own objectives. Set your goals, be realistic, read, read, read...we can do this together and be included in this ilk that has set time aside to make a better future. Well done everyone, we have taken the first step.

Best regards

Bruce

Hi,
My name is Janice and I live with my husband and two kids in the small mining town of Tom Price.  We have three properties, our home in Northern NSW and one in Gladstone and one in Mackay.  I am really excited to be doing this course and I look forward to learning along the way with others who share my passion in real estate.

Hi everyone,

My name is Tim and I live Hawthorn, Melbourne.
I picked up 'From 0 to 130 Properties In 3.5 Years' about 6 weeks ago out of curiosity and couldn't stop reading until I hit the end. I attended the Melbourne Market Update a week ago to find out a bit more about the property investment game and loved every moment. So here I am, a complete newbie, but eager to learn!

Hi, My name is Michelle, but most people call me Shell.  I live in Brisbane.
I have been one of those sitting on hands kind of people who say, "I would really love to invest in property...some day..."  But I have never had the confidence to do anything about it.  I have a very big fear of debt. (I dont even own a credit card)  This has held me back.  So I am here to learn how to make smart investing decisions and get myself an IP or 10.
I would love to catch up with any other Brissy 'apprentices' if anyone is interested in a coffee during the course so we can share and learn together.

Hi all, what a diverse group. My name is Dean and I only got my pack today and was surprised to read people are at different stages already.

My partner Rachel  and I have purchased three properties in the past 8 weeks. We have finished the renovation work on one and we are currently negotiating the lease with a potential tenant right now. I love the fact he wants me to furnish it for him so looking at a possible 13% ROI. Not a bad first start. The second is already facing delays and issues and I still do not have posession yet, so working close with the solicitor. The third, which is a our first major renovation job, came in $30k over our estimate so we already having to find priorities to cut out. We are still aiming to achieve a 75% CoCR over the 4 month renovation window so it will be interesting to see how this pans out as we do the course.

We currently have our first development project on the table that we are assessing and trying to negotiate favourable settlement terms. This will be exciting as it incorporates a sub division, a renovation and flip and then a Duplex development on the remaining land. I am really looking forward to this one.

Looking forward to hearing about other experiences that people have been through to resolve potential problems in the future.

Hi, I'm Kylie, a single mother of 3 almost grown boys, 20, 17 and 15 and a budding entrepreneur. I have a long held interest in accumulating property, lots of property, but as yet have none to call my own. I'm really looking forward to getting my feet wet with this course and hope to take the plunge very soon. It's great to see so many like minded people overcoming their fears and taking control of their financial future. Good luck everyone!

Hi all. I'm Peter, 44 years old, father of two youngs boys (4 and 3), living on the Gold Coast QLD. Together with my partner we have been investing in Property for 17 months now. In that time we have acquired

- 2 Student units on Gold Coast (near new teaching hospital - being built) (Neutral)
- 2 Houses (on sub-dividable blocks) in Gladstone (Negative)
- and about 10 houses in the USA (Positive)
Portfolio is 100% funded by debt !!

I have been educating myself now for about 2 years and thought it was about time i got a thorough grounding in Property Investing. Happily most of what i have learnt to date has confirmed my previous thinking - so am hoping i am not to far of the track. During the period of self-education i have come to appreciate Steves straight shooting no-nonsense style of educating, and certainly see him as a trusted advisor. So much so i have parted with precious dollars in recognition of his skill and expertise as an educator.

Interested to meet up with others to discuss property investing - in the flesh, or on the forum. If any of the other Gladstone property owners can reccomend a good property manager i would certainly like to know. Mine drives me insane!! Regularly.

Looking forward to taking our investing to the next level, potentially partnering with others on the forum. Currently in a good cash flow position, with limited equity - hopefully just enough to develop the Gladstone properties.
   
Happy Prudent investing to all.
   

Hi, I'm Tim. Dad to Jack and Husband to Katie. I'm 32 and a Management Consultant by trade (lodestonepartners.com). Education wise I have a bachelor degree and 10 from 12 subjects towards an MBA - wasn't keen to get into 'formal study' ever again, but this is different... We've got three properties, 2 in East Vic Park, Perth WA and 1 in Narrabeen, Northern Beach Sydney (all neg geared) and we're currently looking to buy our 'family home' (bub #2 on the way - due in Apr 12). I want to get financial freedom as I define it. Property seems like the way to go. Have been looking for a vehicle for wealth, property stacks up well and Steve's approach is aligned to my thinking. Keen to get stuck into the course. Did anyone else join the Investar webinar the other day - good software - worth a look.

Hi, Rob from Brisbane. Have dabbled in propety for over 20 years but now it is time to take it seriously. Currently have 25 rooms of student accommodation and about 80% through the DA process for 6 Townhouses....not bad for a dabbler.

Can't wait to see what being serious will bring :)

Hi I'm Kyron 24 and work on an oil rig in the Timor sea. I have a negatively geared house and a freehold piece of land and decided its time to get serious about investing so I can be financially free by 30. My properties are in New Zealand so I plan to break into the Australian market.

My partner and I are both excited to enrol in this course. We only have one property (negative geared) in the Western area in Melbourne. Looking forward to learn and apply the knowledge in this course to help us reaching our financial goals.

Steve, you are one of my models of success. Thank you for sharing your knowledge with us!

Hi All,

I'm from Brisbane. I've been investing for some years and now have a mix of residential and commercial. I left my job in 2007 and deal with property investment full time now. I enjoy the journey and the freedom.

I would be pleased to meet up with anyone interested in sharing ideas and potentially teaming up for projects.

Cheers,

Don

Sorry about all the junk that attached to my post...

Hi, my name is Catherine , hope to get to know Cory and Karen who both work in Karratha WA. I bought my home in Perth, WA and is currently still -ve geared. I also have  2 commercial properties in Perth  with rental income. I read the book "From 0 to 130 properties in 3.5 years" while I visited my daughter in Melbourne in August. I was impressed and get me excited again . I attended Steve market update in Perth on 3 Nov  and decided to sign up this course. I always wanted to know how to invest in properties to create wealth but never know how. I am  currently not working . I am eager to start this journey and learn with everyone . My goal is to know how to invest for wealth creation and impart the knowledge to my 3 children  ...
 Hi Cory, Karen, my contact is catherinehii@gmail.com .. Looking forward to get to know you and learn together... 

Hi I'm John from Sydney's Northern Beaches. I've done about 10 wraps, 4 or 5 reno flips, and we have a house in Orange that is positively geared and a development site that didn't work near Forster that is negatively geared and then some. Have just started on a development in Gunnedah.

Looking forward to getting started again, and doing it right this time.

GFC II seems to be unfolding as I write this and will provide an interesting ride over the next few months. 

No worries Don --- I understand the feeling. I posted my intro last night on the "Latest News" page! How funny!

My name is Tony and I am a high school teacher from Perth, WA. My wife and I attended Steve's Market Update meeting in Perth on 2 Nov. We have three children (18 yrs  to 25 yrs). Apart from our own home, we have two rental properties (one positively and one negatively geared) and a residential block (neutrally geared) on lease as a car park in a display home village. I aim to strategically invest to create wealth and to diversify our portfolio in due course.

Cheers
Tony

Hi all.
I'm Claire (32, living in Mont Albert, Melbourne) and I've just signed up - went to the Melbourne market update 10 days ago and picked up my folder today (it's quite heavy!!).
I'm an occupational therapist, and I work in brain injury rehabilitation almost full time. Also doing my masters via research so having to pinch myself to let the reality sink in that I'm signed up for more study!
My husband and I don't  own any property...yet. I'm glad to have so much experience in this forum to learn from but also glad I'm not the only newbie!
We came across Steve through a guy at our church who used to be his partner and have read and been very impressed by his books. Although I'm feeling a bit daunted, I'm also really excited. I love my work but I would really like to create the financial freedom for my husband and I to not have to work. 
we don't have any kids yet, no debt and quite a bit in savings/shares, so we're in a good place to start but have been sceptical to take the plunge due to lack of experience and the volatility of world financial and property markets over the last few years.

thanks for everyones input and looking forward to learning with and from you all :)

Claire
 

Hi my name is Donny, and my wife and I plus+ 3 and 2 yr old bought our first house 7 yrs ago and its on the market again for only 30K more than we bought it for......ahhh yes fairly dissapointing. Were in the market for a new home in an area that will hopefully serve us better and that we can vaule add too. We recently sold some land which we had held for 12 years whcih did much better. that we hope to use that money to kick start and fund an investment property. looking forwared to the next 12 months. 

Hi Steve and fellow study mates,
                                                          I'm from cairns and live here with my wonderful partner and our spoilt dog.  We are only new to investing and started last year with a plan to renovate 6 houses over 3 years to hopefully give us enough capital to buy a property out of town.  But the more we read and talk to people, the more we learn what to do and what NOT to do and that we need to be smart about it.  I work in admin and Piet is a builder.  we have nearly finished our first Queenslander and have learnt so much from it.  Looking forward to studying this course so that I can make better choices in the future for our investment needs.  good luck everyone.  talk soon
Angelica