Hi everyone,
I am wondering if anyone has a loan through SmartFinance. Steve has mentioned them at some of his events over the last year, as they are offering a special low interest rate for propertyinvesting.com members. I am considering refinancing through them and would like to know how some of their current customers feel about thier service and product.
Thanks in advance for your help.
Kind regards,
Catherine.
Hi,
They seem quite good - They are doing 4.59 or 4.39 at the moment. Yet to lodge all the documents, but they seem to have Heritage Bank on their books and some other cheap lenders...
Hi Catherine,
I have'nt got a loan through them yet, but i've shopped around a few brokers and i've found Smart Finance to be the most professional and easiest to deal with. They are articulate in explaining your options and answering questions and not forceful to push you down a certain path because they believe it is a good idea. I've been provided with facts and options and able to negotiate what is best for my scenario. They have put together a conditional approval letter for me, and i'm in the process of getting a second one as i've found an investment partner and my conditions have changed.
Their rates are lower than what i've been quoted through other brokers and individual appointments i've had with various banks.
Try giving them a call and just have a chat and see what you think for yourself.
Kind Regards,
Penny